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Author - emilie

healthy living

A Real DietBet Review

2 years ago
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budget living

How to Start Budgeting with Percentages

2 years ago
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budget living • money management

How to Organize Your Bills

2 years ago
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budget living

Financial Podcasts You Should Listen To

2 years ago
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misc. stuff • saving money

No More Debt: Radical Debt Reduction Strategies You Can Do Today

2 years ago
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misc. stuff

52 Week Money Challenge

2 years ago
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debt free living

Finally Get Rid of Your Debt (and a Printable Debt Snowball Worksheet!)

2 years ago
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credit cards

What’s a Credit Freeze and Why You Should Do It

2 years ago
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investing

The Best Low-Maintenance Way To Invest 30K

2 years ago
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saving money

Money Saving Challenges for Kids

2 years ago
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About The Author

Toi Williams began her writing career in 2003 as a copywriter and editor and has authored hundreds of articles on numerous topics for a wide variety of companies. During her professional experience in the fields of Finance, Real Estate, and Law, she has obtained a broad understanding of these industries and brings this knowledge to her work as a writer.

For more about Blonde and Balanced and our writers, read more here.

Make Your Money Thrive

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.

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