Author - emilie

What Are the Easiest Department Store Credit Cards to Get?

1 year ago

Are Amazon Gift Code Generators a Scam?

1 year ago

What Should You Do With Your Next $1000?

1 year ago

Paribus Review: An Evolving Money Saving App

1 year ago

money management

How to Get Ready for a No Spend Month

1 year ago

5 Steps to Start Investing

1 year ago

budget living • home ownership

Creating Luxury In Your Home Without Breaking the Bank

1 year ago

How to Make a Thousand Dollars in One Day:

1 year ago

budget living • money management • saving money

How to Save Money Even if You Don’t Think You Have Enough

1 year ago

Beginning of the Month Budget Items

1 year ago

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.