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Author - Kathyrn

misc. stuff

What to Do in Your 20s if You Want to Retire Early

1 year ago
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misc. stuff

What is the Anchoring Bias and How Does It Affect Finances?

1 year ago
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misc. stuff

How to Give Financial Advice: Tips from an Expert Who Knows People Don’t Listen

1 year ago
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misc. stuff • saving money

Alternative Housing Options for Urbanites

1 year ago
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misc. stuff • money management

How to Use Venmo: Here’s Everything You Need to Know

1 year ago
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saving money • spending

Skin Fasting: Stop Buying Beauty Products

1 year ago
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misc. stuff

Leesa Mattress Review: Here’s What You Should Know

1 year ago
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budget living • healthy living

Casper vs Purple Mattresses: The Deciding Factors

1 year ago
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misc. stuff

Should You Keep Separate Bank Accounts When You Get Married?

1 year ago
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misc. stuff

Is Student Debt Worth It? Mine Was. Is Yours?

1 year ago
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About The Author

Toi Williams began her writing career in 2003 as a copywriter and editor and has authored hundreds of articles on numerous topics for a wide variety of companies. During her professional experience in the fields of Finance, Real Estate, and Law, she has obtained a broad understanding of these industries and brings this knowledge to her work as a writer.

For more about Blonde and Balanced and our writers, read more here.

Make Your Money Thrive

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.

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