Author - Kathyrn

What to Do in Your 20s if You Want to Retire Early

1 year ago

What is the Anchoring Bias and How Does It Affect Finances?

1 year ago

How to Give Financial Advice: Tips from an Expert Who Knows People Don’t Listen

1 year ago

misc. stuff • saving money

Alternative Housing Options for Urbanites

1 year ago

misc. stuff • money management

How to Use Venmo: Here’s Everything You Need to Know

1 year ago

saving money • spending

Skin Fasting: Stop Buying Beauty Products

1 year ago

Leesa Mattress Review: Here’s What You Should Know

1 year ago

budget living • healthy living

Casper vs Purple Mattresses: The Deciding Factors

1 year ago

Should You Keep Separate Bank Accounts When You Get Married?

1 year ago

Is Student Debt Worth It? Mine Was. Is Yours?

1 year ago

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.