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Author - Mariam Adams

Retirement

13 Important Steps Before Moving Your Parent To a Nursing Home

1 year ago
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relationships

13 Ways to Prevent (and Eliminate) Toxic Resentment in Your Relationship

1 year ago
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Lifestyle

Common Causes of Premature Gray Hair

1 year ago
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USA

11 Forgotten American Ghost Towns That Still Have Residents

1 year ago
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healthy living

10 Foods to Avoid After 60 – and What to Eat Instead

1 year ago
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healthy living

11 Unusual Water Facts You Probably Didn’t Know About

1 year ago
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Lifestyle

10 Ways to Tell a Restaurant is Bad and You Should Avoid it

1 year ago
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misc. stuff

12 Mysteries That Science Has Yet to Solve

1 year ago
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Lifestyle

12 Reasons You Wake Up Tired—And How to Overcome Them

1 year ago
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healthy living

12 Commonly Neglected Aging Issues That Deserve More Attention

1 year ago
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About The Author

Toi Williams began her writing career in 2003 as a copywriter and editor and has authored hundreds of articles on numerous topics for a wide variety of companies. During her professional experience in the fields of Finance, Real Estate, and Law, she has obtained a broad understanding of these industries and brings this knowledge to her work as a writer.

For more about Blonde and Balanced and our writers, read more here.

Make Your Money Thrive

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.

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