Category - budget living

How to Determine Budget Needs from Wants

1 year ago

budget living • spending

Are Fashion Subscription Boxes Worth the Value?

1 year ago

Are Amazon Gift Code Generators a Scam?

1 year ago

What Should You Do With Your Next $1000?

1 year ago

budget living • happiness • healthy living • misc. stuff • spending

8 Affordable Ways to Make Your Apartment Cozy

1 year ago

budget living • relationships

How to Plan a Wedding on a Small Budget

1 year ago

My Movie Rating System: How I Decide How Much To Spend

1 year ago

budget living • happiness

Your Balance Story: The Frugal Life in Beautiful Balance

1 year ago

budget living • saving money

How to Save Money with Coupon Codes

1 year ago

budget living • home ownership

Creating Luxury In Your Home Without Breaking the Bank

1 year ago

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.