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Blonde and Balanced

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scams & fraud

Don’t Fall for These 3 Types of Food Delivery Scams

2 years ago
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money management

Why I hate #RichKids

2 years ago
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home ownership

How to Cut Your Heating Costs This Winter

2 years ago
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home ownership

4 Unusual Ways to Use Coffee Grinds

2 years ago
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budget living • budgeting • misc. stuff • money management • spending

Should You Tithe While Paying Off Debt?

2 years ago
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healthy living

Fall 2010 Shape-Up

2 years ago
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happiness • relationships

How to Plan for Your Second Baby

2 years ago
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healthy living

3 Reasons to Live a Life Without Caffeine

2 years ago
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misc. stuff

Free Valentine’s Gifts: 5 Ways to Show Your Romantic Side Without Spending Money

2 years ago
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investing

Why 30-somethings need a Robo Advisor

2 years ago
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About The Author

Toi Williams began her writing career in 2003 as a copywriter and editor and has authored hundreds of articles on numerous topics for a wide variety of companies. During her professional experience in the fields of Finance, Real Estate, and Law, she has obtained a broad understanding of these industries and brings this knowledge to her work as a writer.

For more about Blonde and Balanced and our writers, read more here.

Make Your Money Thrive

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.

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