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saving money

How To (Mentally) Max Out Your 401K

2 years ago
9 Comments
career

Life After the CPA Exam…

2 years ago
11 Comments
budget living • saving money

How to Save Money with Coupon Codes

2 years ago
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relationships

How Much Should You Budget for an Engagement Ring?

2 years ago
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career

Do You Remember Your First Paycheck?

2 years ago
7 Comments
home ownership

10 Reasons To Rent

2 years ago
8 Comments
money management

Passion Vs. Money

2 years ago
56 Comments
saving money

Where I’m Doing My Black Friday Shopping

2 years ago
4 Comments
healthy living

The Discipline of Fiscal and Physical Fitness

2 years ago
home ownership

Buying Our First Home: Starting A Decorating Inspiration Folder

2 years ago
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About The Author

Toi Williams began her writing career in 2003 as a copywriter and editor and has authored hundreds of articles on numerous topics for a wide variety of companies. During her professional experience in the fields of Finance, Real Estate, and Law, she has obtained a broad understanding of these industries and brings this knowledge to her work as a writer.

For more about Blonde and Balanced and our writers, read more here.

Make Your Money Thrive

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.

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