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Author - B&B

budget living

Simple Ways to Cut your Car Maintenance Costs

2 years ago
1 Comment
money management • travel

Headed to The Big Easy!

2 years ago
5 Comments
budget living

5 Ways to Save Money on Long Distance Phone Calls

2 years ago
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healthy living

Living Without Caffeine

2 years ago
28 Comments
home ownership

I’m On The Consumerist! How to Save Money For A Home

2 years ago
1 Comment
home ownership

House Update

2 years ago
17 Comments
home ownership

Appreciating the Perks of Being A Renter

2 years ago
16 Comments
relationships

You Love Me, You Really Love Me?

2 years ago
8 Comments
misc. stuff

Struggling to Stick to a Diet: Here are 4 Tips to Help

2 years ago
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healthy living

How to Make Perfect Scrambled Eggs

2 years ago
5 Comments
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About The Author

Toi Williams began her writing career in 2003 as a copywriter and editor and has authored hundreds of articles on numerous topics for a wide variety of companies. During her professional experience in the fields of Finance, Real Estate, and Law, she has obtained a broad understanding of these industries and brings this knowledge to her work as a writer.

For more about Blonde and Balanced and our writers, read more here.

Make Your Money Thrive

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.

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