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Author - guest_author

happiness

Taking Time Out For Yourself

1 year ago
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debt free living

Pros and Cons of Taking Out a Loan

1 year ago
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home ownership

LEED Condos vs. Other Condos

1 year ago
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budget living • happiness

Your Balance Story: The Frugal Life in Beautiful Balance

1 year ago
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debt free living

How the net can keep you out of debt

1 year ago
4 Comments
happiness

How to live the gamer lifestyle

2 years ago
2 Comments
money management

GAP Insurance Basics

2 years ago
3 Comments
money management

Five Reasons to Pay With Cash

2 years ago
1 Comment
budget living • spending

Your Balance Story: Learning to Say No, Slow Down, and Stop Buying

2 years ago
7 Comments
budget living

Memorial Day BBQ Made Cheap & Easy

2 years ago
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About The Author

Toi Williams began her writing career in 2003 as a copywriter and editor and has authored hundreds of articles on numerous topics for a wide variety of companies. During her professional experience in the fields of Finance, Real Estate, and Law, she has obtained a broad understanding of these industries and brings this knowledge to her work as a writer.

For more about Blonde and Balanced and our writers, read more here.

Make Your Money Thrive

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.

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