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Author - B&B

relationships

Married and Lonely: 5 Fixes for a Closer Relationships

1 year ago
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saving money

The Skinny On SWAGBUCKS

1 year ago
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career

Brody Jenner’s Career

1 year ago
15 Comments
home ownership

Thanks, But I’d Rather Not Be House Poor

1 year ago
26 Comments
healthy living

Staying Motivated to Work Out

1 year ago
23 Comments
budget living

Easy, Blingy Fall Pumpkins

1 year ago
2 Comments
investing

Becoming an Investor Should be as Difficult As it Sounds

1 year ago
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money management

Do You Consider Life Insurance an Asset or an Expense?

1 year ago
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healthy living

Giving Up Sugar

1 year ago
14 Comments
budget living

5 Tips to Prepare for a Frugal Spring

1 year ago
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About The Author

Toi Williams began her writing career in 2003 as a copywriter and editor and has authored hundreds of articles on numerous topics for a wide variety of companies. During her professional experience in the fields of Finance, Real Estate, and Law, she has obtained a broad understanding of these industries and brings this knowledge to her work as a writer.

For more about Blonde and Balanced and our writers, read more here.

Make Your Money Thrive

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.

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