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Blonde and Balanced
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Author - Toi Williams

Personal Finance

5 Traits of a Good Business Partner

1 year ago
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scams & fraud

Shield Yourself from Online Fraud: Beware of These 4 Top Facebook Scams to Protect Your Identity and Finances

1 year ago
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travel

Best Ways To Save Money On Road Trips

1 year ago
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Personal Finance

4 Funding Options for Startups With No Revenue

1 year ago
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Personal Finance

Top 5 Female Investors to Follow

1 year ago
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misc. stuff

5 Legitimate Places To Buy the Telfar Shopping Bag

1 year ago
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scams & fraud

6 Most Painful Financial Scams Experienced by Celebrities

1 year ago
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scams & fraud

5 Ridiculous Scams On SnapChat

1 year ago
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budgeting

Which Payment Method Charges the Highest Interest Rates?

1 year ago
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Personal Finance

4 WeChat Scam Signs To Watch Out For

1 year ago
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About The Author

Toi Williams began her writing career in 2003 as a copywriter and editor and has authored hundreds of articles on numerous topics for a wide variety of companies. During her professional experience in the fields of Finance, Real Estate, and Law, she has obtained a broad understanding of these industries and brings this knowledge to her work as a writer.

For more about Blonde and Balanced and our writers, read more here.

Make Your Money Thrive

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.

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