Category - happiness

How to start the day off right

10 months ago

Happiness isn’t a mood, it’s a choice

10 months ago

budget living • happiness • healthy living • misc. stuff • spending

8 Affordable Ways to Make Your Apartment Cozy

10 months ago

What’s a Blonde To Do? When she just needs to take a break.

10 months ago

The key to the perfect power nap

10 months ago

budget living • happiness

Your Balance Story: The Frugal Life in Beautiful Balance

10 months ago

happiness • healthy living • misc. stuff

5 Ways to Practice Self Care During the Pandemic

10 months ago

Finding my happy place

10 months ago

happiness • healthy living

Is Decluttering Your Books Marie Kondo Style for You?

10 months ago

happiness • money management

Managing your finances: it’s all about balance

10 months ago

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.