Category - happiness

The cost to decompress

1 year ago

It’s my Do-What-You-Want Day

1 year ago

I’m on a cleaning binge

1 year ago

Are we always looking for something better?

1 year ago

happiness • healthy living • misc. stuff

Why I Pay $200 a Month for Specialty Fitness Classes

1 year ago

How to travel on the cheap

1 year ago

Meditation 101 for Beginners

1 year ago

Taking Care of Older Dogs

1 year ago

How to Find Happiness in Sad Times

1 year ago

Getting out of my comfort zone

1 year ago

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.