NOVICA Giveaway Winner

11 months ago

The winner is Robin!

Check your e-mail Robin! I’m about to e-mail you!! 🙂

Have a safe and happy Labor Day Weekend!

…and thank you all for the sweet birthday wishes. I want to hug you all right now. 🙂

1) Create a 50/30/20 budget that lets you know what you can afford.

2) Treat your marriage like a business. Let one person manage the money, both people need to agree on goals and budget.

3) Pay off toxic debt, but use “good” debt to get ahead.

4) Risk is a fact of life, sensibly manage it. Diversify, do target asset allocation, cut costs and stick to your plan.

5) Save early for retirement. Save as much as you can and don’t stop.

6) Preserve your home equity. Buy less house than you can afford, pay off your mortgage. Don’t move if you can afford it.

7) Be a savvy consumer. Shop around for financial products, review recurring expenses and advocate for pro-consume regulation.